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In addition to being America's largest bank by assets, Chase Bank has thousands of locations and a presence in all but a few states. If you're looking for a bank with a national presence, Chase should be at the top of your list. if you think about itChase-BankFor your personal or business banking needs, you can earn up to $200 by trading your personal checking account or up to $300 by opening a business checking account.
How can you earn a Chase checking account bonus?
Chase and other banks know that offering a cash bonus is an attractive way to attract potential customers, and they often make it easy to qualify for welcome offers.
Sign-up bonuses vary by bankand account type, but offers often require you to open an account and complete some type of qualifying activity.
To receive a Chase Checking Account Bonus, qualifying activity may involve a combination of receiving direct deposits, maintaining a minimum account balance, using a debit card, or paying account bills.
Here are the Chase promotions currently available to new accounts. Offer details are correct as of February 2, 2023.
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OFFER SELECTED PARTNERS
Values 200$
Chase Total Checking®
To offer
Values 200$
Sequence
Expires April 19, 2023
Monthly fee
$ 12
About Chase.com
To offer
Values 200$
Sequence
Expires April 19, 2023
Monthly fee
$ 12
offer details
Chase Total Checking® is Chase's flagship consumer checking product. It offers access to over 16,000 ATMs and over 4,700 branches across the US, as well as access to online banking and a top-rated mobile app. The account comes with a $12 monthly service fee.
- what is the offerGet a $200 bonus when you open a Chase Total checking account and make a direct deposit within 90 days.
- What is considered a direct deposit?You qualify when your account receives direct deposits from your paycheck, pension or government benefit. Person-to-person payments like Venmo and Zelle do not count as direct deposits.
- When do you receive your bonus?Chase says you will receive the funds within 15 days of direct deposit setup.
- Is the offer limited in time?Yes. Expires April 19, 2023.
- Can you avoid the monthly service fee?The $12 fee can be avoided by doing the following:
- Deposit a total of $500 per month into the account, including your debit card, in the form of direct deposit or other payments
- Have an account balance of $1,500 or more at the start of each day
- Maintain an average daily balance of $5,000 or more on all of your qualifying Chase deposit accounts.
OFFER SELECTED PARTNERS
earn $100
Chase Secure Banking℠
To offer
earn $100
Sequence
Expires April 19, 2023
Monthly fee
4,95 $
About Chase.com
To offer
earn $100
Sequence
Expires April 19, 2023
Monthly fee
4,95 $
offer details
If you have questions about monthly service fees or maintaining a minimum balance, Chase offers Chase Secure Banking℠. A Chase Secure Banking account carries a lower monthly fee of $4.95 and requires no minimum deposit.
- what is the offerEarn a $100 bonus when you open a Chase Secure checking account and complete 10 qualifying transactions within 60 days of registration.
- Which transactions qualify for the offer?Eligible transactions include debit card purchases, zelle payments, ACH credits, Chase quick deposits and online bill payments.
- When do you receive your bonus?Funds will be credited to your account within 15 days of completing qualifying transactions, says Chase.
- Is the offer limited in time?Yes. Expires April 19, 2023.
- Can you avoid the monthly service fee?Chase does not provide a way around the monthly service fee for a Chase Secure Banking account.
OFFER SELECTED PARTNERS
earn $300
Chase Business℠ Complete Bank
To offer
Earn up to $300
Sequence
Expires May 18, 2023
Monthly fee
$ 15
About Chase.com
To offer
Earn up to $300
Sequence
Expires May 18, 2023
Monthly fee
$ 15
offer details
For business owners, Chase offers Chase Business Complete Banking℠. Business owners may choose Chase for its nationwide presence and ATMs that can accept large cash deposits as well as up to 30 checks at a time. A Chase Complete Business checking account also provides access to Chase's QuickAccept payment processing and same-day deposits. There is a $15 monthly service fee.
- what is the offerGet $300 with an initial deposit of $2,000. You must also deposit funds into your account within 30 days of registration, maintain your deposit balance for at least 60 days, and make 5 qualifying transactions within 90 days of registering the offer.
- Which transactions qualify for the offer?You must complete five qualifying activities within 90 days of applying. These can include debit card purchases, Chase QuickAccept deposits, Chase Quick Deposit ACH transfers, wire transfers (both inbound and outbound), and Chase Online Bill Pay payments.
- When do you receive your bonus?Funds will be credited to your account within 15 business days after you meet the requirements.
- Is the offer limited in time?Expires May 18, 2023.
- Can you avoid the monthly service fee?The monthly fee is waived if you do the following:
- Maintain at least $2,000 minimum daily balance in your account
- Spend at least $2,000 on purchases with a Chase Ink Business Credit Card
- Receive $2,000 in QuickAccept transaction deposits or other eligible payment methods
- Link a Chase Private Client checking account
- Present valid and qualified proof of military status
Are those Chase Bank bonuses a good deal?
Chase regularly offers welcome bonuses to new consumer and business customers, and promotions are generally competitive with other major national banks. Changing your banking relationship with Chase could put a few hundred dollars in your pocket.
But before opening an account, consider what you need to do to avoid paying a monthly maintenance fee. An account that qualifies for a bonus can be a great deal, but only if you tend to have a moderate balance in your checking account or earn a fee waiver from other qualifying activity.
If your banking habits mean you probably won't have to pay monthly fees, take a look atbest checking accountsto see if there is another banking option that is more affordable for you.
What else should you know about Chase Banking promotions?
You cannot scroll through offers
If you have already opened a checking account and received a welcome bonus within the last two years, you are not eligible to receive another bonus. Promotional offers are also intended for new customers. If you're already a customer, you can't just close your account, open a new one and get a bonus. If you closed a Chase checking account within the last 90 days, you are not eligible for a welcome bonus.
You can get a personal and business welcome bonus
If you're a small business owner, you can receive a welcome bonus for opening a business checking account, even if you already have a personal banking relationship with Chase.
If you do not have a personal Chase checking account but do have an existing business account, you can receive a welcome bonus for opening a personal account.
You have to keep the account open for a while
Obviously, Chase wants to attract customers who plan to keep and use their accounts after receiving a welcome bonus. In most cases, you must keep your account open for at least six months after registering for the promotion in order to retain your sign-up bonus. If you close your account within six months, Chase will deduct the bonus amount from your account upon closure.
Your bonus may be taxable
When you collect a welcome bonus for opening a new bank account, you can expect to receive a 1099-INT tax form detailing the amount of the promotion. Because the welcome bonus counts as interest income for tax purposes and must be declared to the IRS.
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final result
Qualifying for Chase Bank's new account promotions can be a relatively easy way to collect some bonus cash. The current round of Chase promotions is competitive and you can get multiple bonuses by opening personal and business accounts at the same time. And when you bank with Chase, you get the convenience of online banking, mobile banking and branch banking, so you always have access to your money when you need it.
Frequently Asked Questions (FAQ)
How does the $200 Chase Bonus work?
For the $200 bonus offer, all you need to do is open a new qualifying Chase checking account and make qualifying direct deposits. No Chase promo code is required to activate or claim the $200 bonus offer. However, you must be a new customer to receive the bonus. Chase Bank promotions for existing customers may be limited to referral credit or credit card bonus offers.
How long does it take for Chase to deposit the bonus?
Generally, Chase bonus offers will be credited to your account within 15 days of fulfilling the offer requirements.
How often can you get a Chase Bonus?
Chase Bank New Account Promotions are subject to limits on the number of times you can claim them. Generally, if you opened a Chase Bank Account at any time within the two years prior to applying for a new Chase Bank Bonus Offer, you are ineligible.
How do I get my Chase Bonus?
When you earn a bonus from Chase promotions, the bonus will automatically be credited to your Chase account. There is nothing you need to do other than fulfill all the necessary requirements to earn the bonus. If your bonus does not arrive within the expected time frame, you can call Chase Customer Service or visit an agency for assistance.